ZIP 12226 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · Distress market
Albany County, New York's ZIP 12226 registers 26/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (71/100)). The latent-versus-live split is 59/100 structural and 0/100 already moving.
The expansion-phase market in 12226 posted values that rose 6.6% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Overall, 12226 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 12226 at the moment; the composite and its components are still built from verifiable public records.
Whether 12226 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12226 can be compared directly against any other ZIP in Albany County, New York or nationwide. Where the public record is thin for 12226, the field stays empty rather than modeled, and fills in as new documents post.
Behind 12226's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 12226 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 12226 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 12226 by the numbers
A live read on 12226: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 12226
See who owns each distressed property in 12226, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology