ZIP 12423 Foreclosure, Tax-Lien & Distress Report

In Greene County, New York, ZIP 12423 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (68/100)). Its standout signals are construction/permit lag (48/100), structural risk (36/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (5/100). Structural exposure scores 36 and live distress 3 on the 0–100 scale.

The expansion-phase market in 12423 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 87% of homes, renters 13%. Vacancy runs 41.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $232,100, an affordability ratio of 2.8× — accessible. Median household income is $77,672, near the U.S. median near $78,000. Population is roughly 1,033 with a median age of 44. 7.7% of residents fall below the poverty threshold. Educational attainment sits at 29% bachelor's-or-above. There are about 660 housing units across 12423. DLRadar's demographic-stress index for the area reads 27/100. Rent burden reaches 26% of tenant households.

On the whole, 12423 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.