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Where stress is building, how the cycle is turning, and what is live now.

ZIP 12423 Foreclosure, Tax-Lien & Distress Report

Greene County, New York · High Vacancy market

Composite property distress in 12423 (Greene County, New York) lands at 17/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. Latent structural risk is 36/100 while live distress already moving reads 3/100.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

87% of housing is owner-occupied. Vacancy runs 41.7%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $232,100 (2.8× income, relatively affordable). Median household income is $77,672, near the U.S. median near $78,000. About 1,033 people live here, median age 44. The poverty rate is 7.7%. About 29% have a four-year degree. There are about 660 housing units across 12423. DLRadar's demographic-stress index for the area reads 27/100. Around 26% of renters are cost-burdened.

Net-net, 12423 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 12423 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 12423 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Greene County, New York and the nation. Sparse data for 12423 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 17/100 for 12423 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 12423 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
36/100
Structural risk
3/100
Distress activity

What is driving ZIP 12423’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk68
12423 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

12423 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 12423, the same set carried on every parcel.

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