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ZIP 12442 Foreclosure, Tax-Lien & Distress Report

Greene County, New York · High Vacancy market

Scored purely from public records, 12442 (Greene County, New York) returns a low composite of 17/100. Property-level stress concentrates in construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. Structural risk reads 36/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 37% have a four-year degree. Population is roughly 425 with a median age of 64. Median household income is $50,500, below the U.S. median near $78,000. Home values center near $436,200, an affordability ratio of 7.5× — stretched. DLRadar's demographic-stress index for the area reads 51/100. Owners hold 70% of homes, renters 30%. The poverty rate is 8.9%. Vacancy runs 83.5%, above the national norm and a classic distress-and-opportunity signal. Around 60% of renters are cost-burdened. There are about 1,318 housing units across 12442.

On the whole, 12442 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 12442 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 12442's 17/100 can be lined up against any neighbor in Greene County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 12442 shows blanks, not estimates, wherever the record is sparse.

12442's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 12442 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

17/100
Composite stress
36/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 12442

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk68
12442 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 12442 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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