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ZIP 12463 Foreclosure, Tax-Lien & Distress Report

Greene County, New York · High Poverty market

Greene County, New York's ZIP 12463 registers 20/100 composite distress, which DLRadar reads as low. Structurally it carries 45/100, against 0/100 of stress already in motion. Its standout signals are structural risk (45/100), construction/permit lag (40/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (68/100)).

The market reads expansion — home values rose 5.9% year on year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 1,531 people live here, median age 49. The typical home is worth about $259,800 (5.4× income). The tenure split is 77% owner-occupied to 23% rented. About 27% have a four-year degree. Roughly 30.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 30% of tenant households. The vacancy rate is 11.9% — elevated. The ZIP holds roughly 748 housing units. At $45,993, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 38/100.

Net-net, 12463 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12463 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 12463's 20/100 can be lined up against any neighbor in Greene County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12463, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 12463 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 12463 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
45/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12463

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk68
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 12463 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 12463, drawn from the same report attached to each property.

Loading ZIP 12463 stress data…

Neighbouring ZIPs in Greene County

Nearest ZIP codes to 12463

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring New York distress

Related ZIP, county and statewide reads linked to Greene County, New York.

Unlock parcel-level detail for ZIP 12463

The full 12463 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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