ZIP 12477 Foreclosure, Tax-Lien & Distress Report

ZIP code 12477 in Ulster County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). The latent-versus-live split is 44/100 structural and 3/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)).

The expansion-phase market in 12477 posted values that rose 7.9% over the year, and 23% higher over three years (phase confidence 50/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $72,353, near the U.S. median near $78,000. Home values center near $331,500, an affordability ratio of 4.0×. The ZIP holds roughly 9,697 housing units. Around 44% of renters are cost-burdened. Owners hold 67% of homes, renters 33%. Educational attainment sits at 34% bachelor's-or-above. 7.9% of residents fall below the poverty threshold. Population is roughly 18,789 with a median age of 47. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 12.3% — elevated.

On the whole, 12477 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.