ZIP 12789 Property Distress & Foreclosure Data

In Sullivan County, New York, ZIP 12789 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (48/100), structural risk (38/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (5/100). The latent-versus-live split is 38/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (79/100)).

The expansion-phase market in 12789 posted values that rose 6.5% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 2,058 housing units. Home values center near $171,100, an affordability ratio of 2.3× — accessible. The vacancy rate is 48.6% — elevated. DLRadar's demographic-stress index for the area reads 30/100. 8.6% of residents fall below the poverty threshold. Educational attainment sits at 41% bachelor's-or-above. Around 34% of renters are cost-burdened. Owners hold 54% of homes, renters 46%. Median household income is $69,636, near the U.S. median near $78,000. Population is roughly 2,654 with a median age of 32.

On the whole, 12789 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.