ZIP 12751 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12751 (Sullivan County, New York) lands at 21/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 47/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (78/100)). Its standout signals are construction/permit lag (81/100), structural risk (47/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (5/100).

The peak-phase market in 12751 posted values that rose 4.9% over the year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

53% of housing is owner-occupied. The ZIP holds roughly 599 housing units. Home values center near $159,500, an affordability ratio of 2.2× — accessible. Rent burden reaches 28% of tenant households. Population is roughly 1,340 with a median age of 21. Educational attainment sits at 30% bachelor's-or-above. Vacancy runs 29.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 34/100. Median household income is $54,030, below the U.S. median near $78,000. 38.7% of residents fall below the poverty threshold.

On the whole, 12751 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 12751's 21/100 can be lined up against any neighbor in Sullivan County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12751, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 12751 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 12751 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.