ZIP 12764 Property Distress & Foreclosure Data

Sullivan County, New York's ZIP 12764 registers 17/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. Structural exposure scores 37 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.3% year on year, and 42% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $265,800 (3.6× income, relatively affordable). The poverty rate is 8.2%. About 1,827 people live here, median age 49. At $62,750, median income runs below typical U.S. levels. 83% of housing is owner-occupied. Around 42% of adults hold a bachelor's degree or higher. Vacancy runs 42.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 26/100. There are about 1,524 housing units across 12764. Rent burden reaches 10% of tenant households.

Net-net, 12764 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.