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ZIP 12701 Foreclosure, Tax-Lien & Distress Report

Sullivan County, New York · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 12701 in Sullivan County, New York comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (78/100). Structurally it carries 47/100, against 3/100 of stress already in motion. The pressure is most legible in construction/permit lag (81/100), structural risk (47/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (5/100).

The peak-phase market in 12701 posted values that rose 4.9% over the year, and 48% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 37/100. The poverty rate is 22.5% — high, a tax-stress and distress correlate. Rent burden reaches 40% of tenant households. About 12,191 people live here, median age 38. There are about 7,563 housing units across 12701. The typical home is worth about $203,100 (3.1× income, relatively affordable). About 23% have a four-year degree. The tenure split is 42% owner-occupied to 58% rented. Households earn a median $56,601 — below the roughly $78,000 national figure. The vacancy rate is 32.4% — elevated.

Net-net, 12701 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 12701's 21/100 can be lined up against any neighbor in Sullivan County, New York or any ZIP coast to coast. Where the public record is thin for 12701, the field stays empty rather than modeled, and fills in as new documents post.

12701's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 12701 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
47/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 12701

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

12701 at a glance

12701 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Sullivan County ZIPs near 12701

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