ZIP 12701 Property Distress & Foreclosure Data

ZIP code 12701 in Sullivan County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). The latent-versus-live split is 37/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 48% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 37/100. The poverty rate is 22.5% — high, a tax-stress and distress correlate. Around 40% of renters are cost-burdened. About 12,191 people live here, median age 38. The ZIP holds roughly 7,563 housing units. The typical home is worth about $203,100 (3.1× income, relatively affordable). Around 23% of adults hold a bachelor's degree or higher. 42% of housing is owner-occupied. At $56,601, median income runs below typical U.S. levels. The vacancy rate is 32.4% — elevated.

Net-net, 12701 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.