ZIP 12742 Property Distress & Foreclosure Data

ZIP code 12742 in Sullivan County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 37 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $144,167 — above the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented. There are about 113 housing units across 12742. Vacancy runs 45.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 14.4% live below the poverty line. A median home runs $328,000 here, or 2.3 times local income. 132 residents call 12742 home, typically aged 45. On demographic stress specifically, 12742 scores 27/100. About 38% have a four-year degree.

Taken together, 12742 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.