ZIP 12743 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 12743 (Sullivan County, New York) returns a low composite of 21/100. Its heaviest discrete signals: construction/permit lag (81/100), structural risk (47/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (5/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (78/100). Structural exposure scores 47 and live distress 3 on the 0–100 scale.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $270,800. The vacancy rate is 45.6% — elevated. The ZIP holds roughly 251 housing units. Educational attainment sits at 20% bachelor's-or-above. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 24/100. Owners hold 100% of homes, renters 0%. About 319 people live here, median age 59.

On the whole, 12743 leans distressed, with opportunity clustered in specific stressed parcels. While 12743 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 12743 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Sullivan County, New York and the nation. Nothing here is interpolated — where a source is thin for 12743, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12743's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12743 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.