ZIP 12737 Property Distress & Foreclosure Data

Sullivan County, New York's ZIP 12737 registers 17/100 composite distress, which DLRadar reads as low. Structural risk reads 37/100 against active distress of 3/100. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100).

The market reads expansion — home values rose 6.3% year on year, and 13% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,817 people live here, median age 39. Vacancy runs 38.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $289,700 (2.8× income, relatively affordable). 93% of housing is owner-occupied. There are about 1,000 housing units across 12737. Around 38% of adults hold a bachelor's degree or higher. At $102,150, median income runs above typical U.S. levels. The poverty rate is 13.1%. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 22/100.

Net-net, 12737 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
37/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 12737

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk78
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Sullivan County

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Deterministic. Every signal traces to a public dataset · methodology