ZIP 12760 Foreclosure, Tax-Lien & Distress Report
Delaware County, New York · High Vacancy market
In Delaware County, New York, ZIP 12760 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (74/100)). Property-level stress concentrates in construction/permit lag (70/100), structural risk (67/100), institutional ownership (43/100). mortgage stress (23/100) stay muted. Latent structural risk is 67/100 while live distress already moving reads 7/100.
The market reads expansion — home values rose 5.7% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
337 residents call 12760 home, typically aged 57. There are about 417 housing units across 12760. Vacancy runs 59.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The tenure split is 97% owner-occupied to 3% rented. On demographic stress specifically, 12760 scores 21/100. 1.2% of residents fall below the poverty threshold. Households earn a median $91,625 — above the roughly $78,000 national figure. The typical home is worth about $260,900 (2.0× income, relatively affordable). Around 20% of adults hold a bachelor's degree or higher.
Net-net, 12760 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 12760 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 12760's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 12760 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 30/100 for 12760 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12760 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12760
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
12760 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 12760, the same set carried on every parcel.
Neighbouring ZIPs in Delaware County
Nearest ZIP codes to 12760
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12760
Additional distress intelligence spanning Delaware County, New York by ZIP, county and state.
Unlock the full ZIP 12760 acquisition report
See who owns each distressed property in 12760, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology