ZIP 12760 Property Distress & Foreclosure Data

ZIP code 12760 in Delaware County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (61/100). What sets it apart are the readings on structural risk (60/100), construction/permit lag (48/100), institutional ownership (45/100). mortgage stress (23/100) stay muted. Structural exposure scores 60 and live distress 7 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

337 residents call 12760 home, typically aged 57. There are about 417 housing units across 12760. Vacancy runs 59.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The tenure split is 97% owner-occupied to 3% rented. On demographic stress specifically, 12760 scores 21/100. Roughly 1.2% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $91,625 — above the roughly $78,000 national figure. A median home runs $260,900 here, or 2.0 times local income. About 20% have a four-year degree.

Taken together, 12760 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.