ZIP 13774 Foreclosure, Tax-Lien & Distress Report

Delaware County, New York's ZIP 13774 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (80/100), flood (NFIP) exposure (78/100). Its standout signals are structural risk (62/100), institutional ownership (55/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (27/100). Structural exposure scores 62 and live distress 8 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 195 housing units. 0.0% of residents fall below the poverty threshold. A median home runs $152,700 here, or 1.9 times local income. About 7% have a four-year degree. At $68,083, median income runs below typical U.S. levels. Population is roughly 230 with a median age of 59. Vacancy runs 43.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 96% owner-occupied to 4% rented. On demographic stress specifically, 13774 scores 24/100.

Taken together, 13774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 13774's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 13774 shows as blanks, never estimates, and the score updates on every fresh public filing.

13774's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 13774 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.