ZIP 13788 Property Distress & Foreclosure Data

In Delaware County, New York, ZIP 13788 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (27/100). Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100)). On the structural side it scores 63/100, with 8/100 of stress already active.

The expansion-phase market in 13788 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $95,329, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. 13.2% of residents fall below the poverty threshold. The vacancy rate is 36.1% — elevated. Owners hold 80% of homes, renters 20%. Educational attainment sits at 42% bachelor's-or-above. Around 27% of renters are cost-burdened. Home values center near $224,100, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 668 housing units. Population is roughly 950 with a median age of 52.

On the whole, 13788 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.