ZIP 13846 Property Distress & Foreclosure Data

In Delaware County, New York, ZIP 13846 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100). Its standout signals are structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (27/100) stay muted. Structural exposure scores 63 and live distress 8 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 87% owner-occupied to 13% rented. A median home runs $222,200 here, or 7.3 times local income. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 28% have a four-year degree. 259 residents call 13846 home, typically aged 72. There are about 201 housing units across 13846. Vacancy runs 27.1%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $29,609 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. On demographic stress specifically, 13846 scores 37/100.

Taken together, 13846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.