ZIP 12441 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12441 (Delaware County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Structurally it carries 50/100, against 0/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (81/100)). The most distinctive pressure shows up in structural risk (50/100), institutional ownership (43/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, 1.0% off the recent peak (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 38% owner-occupied to 62% rented. Vacancy runs 77.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 31/100. Households earn a median $56,509 — below the roughly $78,000 national figure. Around 79% of adults hold a bachelor's degree or higher. About 58 people live here, median age 61. 0.0% of residents fall below the poverty threshold. There are about 188 housing units across 12441.

Taken together, 12441 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 12441 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 12441's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 12441 shows blanks, not estimates, wherever the record is sparse.

Each component behind 12441 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 12441 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.