ZIP 12474 Property Distress & Foreclosure Data

DLRadar grades ZIP 12474 (Delaware County, New York) at a low 29/100 for overall property distress. Structural exposure scores 63 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100)). Property-level stress concentrates in structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (27/100).

The expansion-phase market in 12474 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 891 with a median age of 60. There are about 1,032 housing units across 12474. Vacancy runs 55.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 100% of tenant households. Home values center near $265,300, an affordability ratio of 3.9× — accessible. DLRadar's demographic-stress index for the area reads 41/100. Owners hold 93% of homes, renters 7%. Median household income is $54,462, below the U.S. median near $78,000. 8.1% of residents fall below the poverty threshold. Educational attainment sits at 32% bachelor's-or-above.

On the whole, 12474 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.