ZIP 13740 Foreclosure, Tax-Lien & Distress Report
Delaware County, New York · High Vacancy market
ZIP 13740's composite property-distress score is 27/100 - DLRadar classes that as low for Delaware County, New York. What sets it apart are the readings on structural risk (58/100), institutional ownership (56/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (16/100). The latent-versus-live split is 58/100 structural and 8/100 already moving. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100)).
The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 11.2%. The ZIP holds roughly 506 housing units. The demographic-stress sub-score lands at 36/100. Around 57% of renters are cost-burdened. At $78,333, median income runs near typical U.S. levels. Educational attainment sits at 48% bachelor's-or-above. Home values center near $354,100, an affordability ratio of 4.5×. Vacancy runs 48.7%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 607 with a median age of 51. 91% of housing is owner-occupied.
Net-net, 13740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13740 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 13740's 27/100 can be lined up against any neighbor in Delaware County, New York or any ZIP coast to coast. Where the record is thin for 13740, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 13740 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 13740 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 13740 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 13740 distress snapshot
A live read on 13740: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Delaware County
Nearest ZIP codes to 13740
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 13740
More ZIP, county and state distress intelligence connected to Delaware County, New York.
Unlock parcel-level detail for ZIP 13740
Every distressed parcel in 13740 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology