ZIP 13740 Property Distress & Foreclosure Data

Delaware County, New York's ZIP 13740 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (27/100). On the structural side it scores 63/100, with 8/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100)).

The expansion-phase market in 13740 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

11.2% of residents fall below the poverty threshold. The ZIP holds roughly 506 housing units. DLRadar's demographic-stress index for the area reads 36/100. Around 57% of renters are cost-burdened. Median household income is $78,333, near the U.S. median near $78,000. Educational attainment sits at 48% bachelor's-or-above. Home values center near $354,100, an affordability ratio of 4.5×. The vacancy rate is 48.7% — elevated. Population is roughly 607 with a median age of 51. Owners hold 91% of homes, renters 9%.

On the whole, 13740 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.