ZIP 12438 Property Distress & Foreclosure Data

DLRadar grades ZIP 12438 (Delaware County, New York) at a low 29/100 for overall property distress. Structural exposure scores 63 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100)). Property-level stress concentrates in structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100).

The expansion-phase market in 12438 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 70 housing units across 12438. Median household income is $49,000, below the U.S. median near $78,000. Population is roughly 71 with a median age of 47. Educational attainment sits at 48% bachelor's-or-above. Vacancy runs 54.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 100% of homes, renters 0%. 29.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 32/100.

On the whole, 12438 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.