ZIP 12465 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 12465 in Ulster County, New York comes in at 21, a low composite-distress reading. The split runs 46/100 structural to 0/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (86/100). Leading the profile are structural risk (46/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100).
Prices here sit in a peak phase: values rose 3.1% over the trailing year, 2.7% off the recent peak, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
329 residents call 12465 home, typically aged 60. Around 100% of renters are cost-burdened. There are about 299 housing units across 12465. The vacancy rate is 41.8% — elevated. Educational attainment sits at 60% bachelor's-or-above. Median household income is $84,141, near the U.S. median near $78,000. 92% of housing is owner-occupied. Roughly 11.6% live below the poverty line. Home values center near $354,400, an affordability ratio of 4.0× — accessible. The demographic-stress sub-score lands at 38/100.
Net-net, 12465 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12465 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 12465 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Ulster County, New York and the nation. The score is rebuilt from public data as it updates, so 12465 reflects the current record instead of a stale or modeled snapshot.
Behind 12465's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12465 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 12465
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12465 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12465, drawn from the same report attached to each property.
Adjacent Ulster County ZIP reports
Explore related distress reports
Further distress data across Ulster County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 12465
Every distressed parcel in 12465 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology