ZIP 12465 Property Distress & Foreclosure Data

DLRadar grades ZIP 12465 (Ulster County, New York) at a low 21/100 for overall property distress. Structural risk reads 46/100 against active distress of 0/100. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (86/100)). Property-level stress concentrates in structural risk (46/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100).

The expansion-phase market in 12465 posted values that rose 7.6% over the year, at 45/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 329 with a median age of 60. Rent burden reaches 100% of tenant households. There are about 299 housing units across 12465. Vacancy runs 41.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 60% bachelor's-or-above. Median household income is $84,141, near the U.S. median near $78,000. Owners hold 92% of homes, renters 8%. 11.6% of residents fall below the poverty threshold. Home values center near $354,400, an affordability ratio of 4.0× — accessible. DLRadar's demographic-stress index for the area reads 38/100.

On the whole, 12465 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
46/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12465

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk86
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Ulster County

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