ZIP 12416 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
ZIP code 12416 in Ulster County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low. Structural risk reads 44/100 against active distress of 0/100.
The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 129 with a median age of 39. The vacancy rate is 58.9% — elevated. A median home runs $345,500 here. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 166 housing units. Around 21% of adults hold a bachelor's degree or higher. 0.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 25/100.
Net-net, 12416 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12416 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12416 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 12416 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 12416 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 12416 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12416 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
12416 at a glance
Current distress, phase, housing and lender-pressure figures for 12416, drawn from the same report attached to each property.
Adjacent Ulster County ZIP reports
Related reports across Ulster County, New York
Other reports tied to Ulster County, New York — ZIP, county and statewide.
Open the complete 12416 acquisition file
Pull every distressed parcel in 12416 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology