ZIP 12419 Property Distress & Foreclosure Data

In Ulster County, New York, ZIP 12419 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The latent-versus-live split is 44/100 structural and 3/100 already moving. Its standout signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.

The market reads expansion — home values rose 7.9% year on year, and 25% higher over three years (phase confidence 50/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 5.9%. 79% of housing is owner-occupied. The typical home is worth about $354,900 (2.5× income, relatively affordable). Around 38% of renters are cost-burdened. The ZIP holds roughly 424 housing units. Around 51% of adults hold a bachelor's degree or higher. At $119,268, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. The poverty rate is 2.8% — low. About 1,115 people live here, median age 46.

Overall 12419 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.