ZIP 12419 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 12419 (Ulster County, New York) returns a low composite of 20/100. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). Structural exposure scores 44 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak, and 25% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 5.9%. The tenure split is 79% owner-occupied to 21% rented. The typical home is worth about $354,900 (2.5× income, relatively affordable). Around 38% of renters are cost-burdened. There are about 424 housing units across 12419. Educational attainment sits at 51% bachelor's-or-above. Median household income is $119,268, above the U.S. median near $78,000. On demographic stress specifically, 12419 scores 23/100. 2.8% of residents fall below the poverty threshold. 1,115 residents call 12419 home, typically aged 46.

Broadly, 12419 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 12419 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 12419's 20/100 can be lined up against any neighbor in Ulster County, New York or any ZIP coast to coast. Where the public record is thin for 12419, the field stays empty rather than modeled, and fills in as new documents post.

12419's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12419 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.