ZIP 12566 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · Distress market
In Ulster County, New York, ZIP 12566 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 51/100 structural and 4/100 already moving. The pressure is most legible in structural risk (51/100), institutional ownership (27/100), construction/permit lag (20/100). construction/permit lag (20/100) and mortgage stress (12/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (77/100)).
The market reads peak — home values rose 2.8% year on year, 2.0% off the recent peak, and 17% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.
78% of housing is owner-occupied. There are about 4,040 housing units across 12566. Home values center near $357,000, an affordability ratio of 3.0× — accessible. About 28% have a four-year degree. 11,718 residents call 12566 home, typically aged 42. The vacancy rate is 8.6%. Median household income is $110,154, above the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Around 38% of renters are cost-burdened.
Overall 12566 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 12566 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12566 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 12566, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12566's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 12566 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12566
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 12566 distress snapshot
The live 12566 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 12566 acquisition report
The full 12566 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology