ZIP 12566 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12566 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 54 and live distress 4 on the 0–100 scale. The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (37/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (12/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (75/100).

The market reads expansion — home values rose 7.1% year on year, and 17% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

78% of housing is owner-occupied. There are about 4,040 housing units across 12566. The typical home is worth about $357,000 (3.0× income, relatively affordable). Around 28% of adults hold a bachelor's degree or higher. About 11,718 people live here, median age 42. Vacancy runs 8.6%. At $110,154, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 28/100. The poverty rate is 7.1% — low. Rent burden reaches 38% of tenant households.

Overall 12566 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.