ZIP 10915 Foreclosure, Tax-Lien & Distress Report

Orange County, New York's ZIP 10915 registers 27/100 composite distress, which DLRadar reads as low. The split runs 60/100 structural to 0/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100)). The most distinctive pressure shows up in structural risk (60/100), institutional ownership (45/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) register low.

The market reads peak — home values rose 2.9% year on year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 55 housing units across 10915.

On balance 10915 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 10915 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 10915 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Orange County, New York and the nation. The score is rebuilt from public data as it updates, so 10915 reflects the current record instead of a stale or modeled snapshot.

Each component behind 10915 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 10915 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.