ZIP 10922 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · Distress market
Orange County, New York's ZIP 10922 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). Structural risk reads 64/100 against active distress of 6/100.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 15% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
1,072 residents call 10922 home, typically aged 46. 53% of housing is owner-occupied. Home values center near $403,900, an affordability ratio of 4.3×. There are about 592 housing units across 10922. The vacancy rate is 2.5%. At $88,516, median income runs above typical U.S. levels. Around 17% of renters are cost-burdened. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 29% bachelor's-or-above.
On balance 10922 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 10922 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 10922's 29/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 10922 reflects the current record instead of a stale or modeled snapshot.
The 29/100 for 10922 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 10922 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 10922
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 10922 distress snapshot
A live read on 10922: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 10922
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Deterministic scoring, sourced entirely from public data · methodology