ZIP 10524 Foreclosure, Tax-Lien & Distress Report
Putnam County, New York · High Vacancy market
ZIP 10524's composite property-distress score is 21/100 - DLRadar classes that as low for Putnam County, New York. Latent structural risk is 49/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100). Its standout signals are construction/permit lag (77/100), structural risk (49/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.
The peak-phase market in 10524 posted values that rose 4.9% over the year, and 16% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $560,600, an affordability ratio of 4.4×. On demographic stress specifically, 10524 scores 30/100. The vacancy rate is 12.8% — elevated. About 53% have a four-year degree. 83% of housing is owner-occupied. The ZIP holds roughly 1,860 housing units. 4,298 residents call 10524 home, typically aged 50. Median household income is $125,568, above the U.S. median near $78,000. Around 47% of renters are cost-burdened. Roughly 8.7% live below the poverty line.
Taken together, 10524 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 10524 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 10524's 21/100 can be lined up against any neighbor in Putnam County, New York or any ZIP coast to coast. Where the record is thin for 10524, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 figure for 10524 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 10524 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 10524
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 10524 by the numbers
The live 10524 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Putnam County
Nearest ZIP codes to 10524
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Putnam County, New York
More ZIP, county and state distress intelligence connected to Putnam County, New York.
Open the complete 10524 acquisition file
The full 10524 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology