Putnam County, NY: Foreclosures, Tax Liens & Distressed Properties

Putnam County, NY, New York: 13 ZIP codes scored, Putnam County, NY averaging 22/100 (low, Putnam, NY), from 20 to 28. Putnam County, NY is in its peak phase (Putnam, NY confidence 36/100): Putnam, NY home prices up 4.9% (Putnam, NY) over twelve months. Putnam County, NY lender headwind: 15/100.

Highest-scoring Putnam County, NY ZIPs: 10588 (28/100), 12582 (25/100), 12531 (24/100), 12533 (24/100), 10509 (21/100), 10512 (21/100). Also scored in Putnam County, NY: 10516, 10524, 10542, 10579, 12563, 10537, 10541.

Across Putnam County, NY's scored ZIPs: median home value $491,375, household income $129,307, 9.6% vacancy, 5.9% poverty, 82% owner-occupied, median age 44.2.

Putnam County, NY insurance distress 26/100 (#1,849 in the US); FEMA hazard 0/100 for Putnam, NY; 10 Putnam, NY NFIP flood claims, $175K paid; Putnam, NY construction distress 71/100.

9 banks with 23 branches lend in Putnam County, NY; Putnam, NY weighted bank stress 56/100, highest 75/100 in Putnam, NY.

Putnam County, NY unemployment 3.5% (Putnam, NY -0.3 pts, six months); 107 new housing units permitted in Putnam County, NY over twelve months, Putnam, NY down 27% from 146; Putnam, NY home prices +9.3% a year (Putnam, NY) over three years.

38,450 housing units in Putnam County, NY; 5,949 Putnam, NY renter households; 50% of Putnam, NY renters spend 30%+ of income on rent, 26% (Putnam, NY) half or more.

Putnam County, NY ranks #2,171 nationally on the opportunity index (Putnam, NY, among all ranked counties); Putnam, NY scores 27.1/100 and Putnam, NY sits #40 inside New York. Putnam, NY is in the weak opportunity phase; Putnam, NY's primary driver is construction, Putnam, NY second driver bank institutional; Putnam, NY moved up 50 places. 5 short-sale listings across Putnam, NY; 108 days on market observed in Putnam, NY; 8.3% vacancy over 13 Putnam, NY ZIPs.

No CFPB county sample covers Putnam County, NY. The metro area reading for Putnam, NY (New York-Newark-Jersey City, NY-NJ): 0.8% ninety-plus days late; Putnam, NY's thirty-to-eighty-nine share is 1.7% (Putnam, NY, December 2025 data); New York overall 1.0%.

Putnam County, NY has 4 watched banks; 4 Putnam, NY banks sit in an elevated band. Putnam, NY footprints: Putnam County Nb Of Carmel (5 branches, stress 25) in Putnam, NY; Tompkins Community Bank (4 branches, stress 65) in Putnam, NY; Manufacturers&Traders Tr Co (2 branches, stress 52) in Putnam, NY.

HUD lists 3 assisted multifamily properties in Putnam County, NY with 78 units; 76 Putnam, NY units are assisted.

2,905 of the 38,450 housing units in Putnam, NY sit vacant. Putnam County, NY permitted 0 multifamily units in twelve months; Putnam, NY's one-to-four unit structures added 107 units in Putnam County, NY.