Putnam County, NY: Foreclosures, Tax Liens & Distressed Properties

For Putnam County, New York, DLRadar turns county and parcel public records into a single distress score per ZIP. Coverage runs to 13 ZIPs across Putnam County, a low 22/100 average. County-level credit and bank headwind reads 15/100 — low. ZIP-level distress ranges from 29/100 at the top down to 20/100.

The county market is in a peak phase: home prices rose 4.9% over the past year (phase confidence 36/100). This late in the run, the average masks the outliers as the ZIP scores below show.

Putnam County's topped-out +4.9% YoY (36/100 confidence) means opportunity is parcel-specific so the headline market won't hand it over. Lender stress at 15/100 (low) favors tax, code and ownership-change cases over REO.

By composite, 10588 (29/100), 12531 (23/100), 12533 (23/100), 12582 (23/100), 10509 (21/100), 10512 (21/100) top the county — tap any ZIP to go deeper. Also scored across the county: 10516, 10524, 10541, 10542, 10579, 12563, 10537.

On the housing-and-income side, the Putnam County ZIPs on file report median home values around $491,375 (above the national figure), a median age of 44.2, 9.6% of units sitting vacant, household income averaging about $129,307, above the national median, an owner-occupied share of 82%, a 5.9% poverty rate. Read together, they drive who sells under pressure and how fast a deal moves.

Net of it all, 22/100 over 13 ZIPs means Putnam County is a screen-by-ZIP market and not a county-wide play. Inside DLRadar, each Putnam County property carries owner, APN and address, a parcel-level score plus bank exposure and liquidity read.

Because Putnam County, New York is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Putnam County against neighboring markets or the rest of New York on equal footing.

Approach Putnam County by rank rather than by average — the 22/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Putnam County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

Drilling in, Putnam County's highest-scoring ZIPs are 10588 (29/100), 12531 (23/100), 12533 (23/100), 12582 (23/100), 10509 (21/100), 10512 (21/100). DLRadar also scores 10516, 10524, 10541, 10542, 10579, 12563, 10537 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Putnam County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.