ZIP 12533 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12533 (Dutchess County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Latent structural risk is 53/100 while live distress already moving reads 2/100. Property-level stress concentrates in structural risk (53/100), construction/permit lag (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (75/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 18% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 90% of homes, renters 10%. A median home runs $478,600 here, or 3.3 times local income. The poverty rate is 4.7% — low. The ZIP holds roughly 9,627 housing units. 26,770 residents call 12533 home, typically aged 41. The demographic-stress sub-score lands at 26/100. The vacancy rate is 6.6%. Around 45% of renters are cost-burdened. About 46% have a four-year degree. Median household income is $134,950, above the U.S. median near $78,000.

Broadly, 12533 is a steadier market — the deals are the exceptions, not the rule. 12533 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 12533's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12533 reflects the current record instead of a stale or modeled snapshot.

12533's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12533 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.