ZIP 12522 Property Distress & Foreclosure Data

In Dutchess County, New York, ZIP 12522 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (75/100)). Its standout signals are construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Structural exposure scores 55 and live distress 2 on the 0–100 scale.

The expansion-phase market in 12522 posted values that rose 6.2% over the year, and 8% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,074 with a median age of 39. Home values center near $301,300, an affordability ratio of 3.4× — accessible. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 26% bachelor's-or-above. Median household income is $82,636, near the U.S. median near $78,000. Owners hold 66% of homes, renters 34%. There are about 2,244 housing units across 12522. Rent burden reaches 52% of tenant households. 13.5% of residents fall below the poverty threshold.

On the whole, 12522 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.