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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 12512 Foreclosure, Tax-Lien & Distress Report

Dutchess County, New York · High Vacancy market

ZIP 12512's composite property-distress score is 24/100 - DLRadar classes that as low for Dutchess County, New York. Property-level stress concentrates in structural risk (53/100), construction/permit lag (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (74/100). Structural exposure scores 53 and live distress 2 on the 0–100 scale.

The peak-phase market in 12512 posted values that rose 2.9% over the year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 117 housing units across 12512. About 232 people live here, median age 50. Rent burden reaches 0% of tenant households. Around 72% of adults hold a bachelor's degree or higher. Households earn a median $96,151 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 20/100. The poverty rate is 0.0% — low. Home values center near $505,000, an affordability ratio of 4.5×. The vacancy rate is 17.3% — elevated. Owners hold 85% of homes, renters 15%.

Taken together, 12512 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 12512's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 12512 shows blanks, not estimates, wherever the record is sparse.

12512's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12512 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 12512

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk89
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 12512 by the numbers

A live read on 12512: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Dutchess County

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Further distress data across Dutchess County, New York at ZIP, county and state level.

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Deterministic. Every signal traces to a public dataset · methodology

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