ZIP 12512 Property Distress & Foreclosure Data

ZIP code 12512 in Dutchess County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). On the structural side it scores 55/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.2% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 117 housing units. About 232 people live here, median age 50. Around 0% of renters are cost-burdened. Around 72% of adults hold a bachelor's degree or higher. At $96,151, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 20/100. The poverty rate is 0.0% — low. The typical home is worth about $505,000 (4.5× income). The vacancy rate is 17.3% — elevated. 85% of housing is owner-occupied.

Net-net, 12512 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.