ZIP 12550 Property Distress & Foreclosure Data

DLRadar grades ZIP 12550 (Orange County, New York) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 69/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 23% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $78,019 — near the roughly $78,000 national figure. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $340,900 here, or 3.8 times local income. Around 47% of renters are cost-burdened. About 26% have a four-year degree. 54,996 residents call 12550 home, typically aged 38. The ZIP holds roughly 22,360 housing units. On demographic stress specifically, 12550 scores 36/100. The vacancy rate is 9.4%. The tenure split is 56% owner-occupied to 44% rented.

Overall, 12550 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.