ZIP 12589 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12589 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (87/100). On the structural side it scores 49/100, with 3/100 of stress already active. The most distinctive pressure shows up in structural risk (49/100), institutional ownership (24/100), construction/permit lag (14/100). construction/permit lag (14/100) and mortgage stress (11/100) stay muted.

Prices here sit in a expansion phase: values rose 7.6% over the trailing year, and 21% higher over three years (phase confidence 47/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 27.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 12589 scores 30/100. Households earn a median $118,214 — above the roughly $78,000 national figure. About 23% have a four-year degree. The ZIP holds roughly 5,327 housing units. 19,639 residents call 12589 home, typically aged 40. Around 30% of renters are cost-burdened. A median home runs $378,000 here, or 2.9 times local income. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 6.9%.

Taken together, 12589 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.