ZIP 12549 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · Distress market
Scored on a fixed 0-100 scale, 12549 (Orange County, New York) returns a low composite of 27/100. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (19/100) stay muted. On the structural side it scores 60/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100)).
The market reads peak — home values rose 2.9% year on year, and 20% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 10,896 with a median age of 39. About 35% have a four-year degree. Rent burden reaches 51% of tenant households. At $125,000, median income runs above typical U.S. levels. On demographic stress specifically, 12549 scores 28/100. The tenure split is 80% owner-occupied to 20% rented. The vacancy rate is 5.2%. The ZIP holds roughly 3,922 housing units. A median home runs $407,900 here, or 3.0 times local income.
Overall, 12549 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 12549's 27/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. Where the record is thin for 12549, the field stays empty rather than modeled, and fills in as new documents post.
The 27/100 figure for 12549 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 12549 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12549
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12549 at a glance
A live read on 12549: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Orange County ZIP codes
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Get the full acquisition report for 12549
Pull every distressed parcel in 12549 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology