ZIP 12549 Property Distress & Foreclosure Data

ZIP code 12549 in Orange County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 69/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 12549 posted values that rose 6.2% over the year, and 20% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

6.3% of residents fall below the poverty threshold. Population is roughly 10,896 with a median age of 39. Educational attainment sits at 35% bachelor's-or-above. Around 51% of renters are cost-burdened. Median household income is $125,000, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 80% of homes, renters 20%. The vacancy rate is 5.2%. The ZIP holds roughly 3,922 housing units. Home values center near $407,900, an affordability ratio of 3.0× — accessible.

On balance 12549 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.