ZIP 12746 Property Distress & Foreclosure Data

Orange County, New York's ZIP 12746 registers 31/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 69 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 6.2% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 598 people live here, median age 52. The demographic-stress sub-score lands at 32/100. 87% of housing is owner-occupied. There are about 390 housing units across 12746. The typical home is worth about $274,100 (2.8× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. Rent burden reaches 59% of tenant households. At $77,566, median income runs near typical U.S. levels. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.4% — high, a tax-stress and distress correlate.

Net-net, 12746 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.