ZIP 12780 Property Distress & Foreclosure Data

DLRadar grades ZIP 12780 (Orange County, New York) at a moderate 30/100 for overall property distress. Structural risk reads 67/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (60/100)). Property-level stress concentrates in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100).

The expansion-phase market in 12780 posted values that rose 6.2% over the year, and 36% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,245 with a median age of 51. Vacancy runs 10.2%. Owners hold 72% of homes, renters 28%. 6.0% of residents fall below the poverty threshold. Median household income is $72,219, near the U.S. median near $78,000. There are about 1,188 housing units across 12780. Home values center near $221,700, an affordability ratio of 3.0× — accessible. Educational attainment sits at 27% bachelor's-or-above. Rent burden reaches 42% of tenant households. DLRadar's demographic-stress index for the area reads 28/100.

On balance 12780 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.