ZIP 12780 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · Distress market
Orange County, New York's ZIP 12780 registers 27/100 composite distress, which DLRadar reads as low. On the structural side it scores 59/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (74/100)). The most distinctive pressure shows up in structural risk (59/100), institutional ownership (43/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (18/100) stay muted.
The market reads peak — home values rose 3.0% year on year, and 36% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 2,245 people live here, median age 51. Vacancy runs 10.2%. The tenure split is 72% owner-occupied to 28% rented. 6.0% of residents fall below the poverty threshold. At $72,219, median income runs near typical U.S. levels. There are about 1,188 housing units across 12780. Home values center near $221,700, an affordability ratio of 3.0× — accessible. Educational attainment sits at 27% bachelor's-or-above. Around 42% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100.
On balance 12780 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 12780 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12780 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 12780, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12780's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 12780 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 12780 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12780 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Orange County ZIP reports
Nearest ZIP codes to 12780
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Get the full acquisition report for 12780
Pull every distressed parcel in 12780 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology