ZIP 10916 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 10916 (Orange County, New York) returns a low composite of 29/100. Its heaviest discrete signals: structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. Structural risk reads 64/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100)).

The peak-phase market in 10916 posted values that rose 2.9% over the year, and 27% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $115,227 — above the roughly $78,000 national figure. Vacancy runs 5.0%. There are about 1,362 housing units across 10916. Educational attainment sits at 45% bachelor's-or-above. About 4,531 people live here, median age 44. On demographic stress specifically, 10916 scores 26/100. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. Owners hold 93% of homes, renters 7%. Around 34% of renters are cost-burdened. A median home runs $492,400 here, or 4.1 times local income.

Overall, 10916 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 10916 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Orange County, New York and the nation. The score is rebuilt from public data as it updates, so 10916 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 10916 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 10916 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.