ZIP 10992 Property Distress & Foreclosure Data

ZIP code 10992 in Orange County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 69/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 10992 posted values that rose 6.2% over the year, and 21% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $113,450, above the U.S. median near $78,000. Owners hold 84% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 3,414 housing units. 6.7% of residents fall below the poverty threshold. Educational attainment sits at 30% bachelor's-or-above. Home values center near $413,700, an affordability ratio of 3.4× — accessible. Population is roughly 10,412 with a median age of 34. Around 57% of renters are cost-burdened. The vacancy rate is 7.2%.

On balance 10992 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.