ZIP 10992 Foreclosure, Tax-Lien & Distress Report

Orange County, New York's ZIP 10992 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100). Structural risk reads 60/100 against active distress of 6/100. The pressure is most legible in structural risk (60/100), institutional ownership (45/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (19/100) register low.

The market reads peak — home values rose 2.9% year on year, and 21% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $113,450 — above the roughly $78,000 national figure. 84% of housing is owner-occupied. On demographic stress specifically, 10992 scores 31/100. There are about 3,414 housing units across 10992. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 30% bachelor's-or-above. A median home runs $413,700 here, or 3.4 times local income. About 10,412 people live here, median age 34. Around 57% of renters are cost-burdened. The vacancy rate is 7.2%.

Overall, 10992 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 10992 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 10992 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 10992 stays directly comparable to neighboring ZIPs and the rest of Orange County, New York. The score is rebuilt from public data as it updates, so 10992 reflects the current record instead of a stale or modeled snapshot.

10992's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 10992 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.