ZIP 12577 Property Distress & Foreclosure Data

In Orange County, New York, ZIP 12577 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 69 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 24% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $469,800 here, or 3.1 times local income. The tenure split is 87% owner-occupied to 13% rented. There are about 824 housing units across 12577. Households earn a median $150,321 — above the roughly $78,000 national figure. About 46% have a four-year degree. On demographic stress specifically, 12577 scores 21/100. Vacancy runs 0.0%. Rent burden reaches 27% of tenant households. 1,613 residents call 12577 home, typically aged 39. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas.

Overall, 12577 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.