ZIP 12771 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · Distress market
ZIP 12771's composite property-distress score is 27/100 - DLRadar classes that as low for Orange County, New York. Structural exposure scores 60 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (60/100), institutional ownership (45/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (19/100) register low. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100)).
The market reads peak — home values rose 2.9% year on year, and 28% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 14,345 people live here, median age 41. There are about 6,216 housing units across 12771. Roughly 15.3% live below the poverty line. The vacancy rate is 8.7%. The typical home is worth about $261,100 (3.6× income, relatively affordable). About 21% have a four-year degree. On demographic stress specifically, 12771 scores 36/100. At $67,926, median income runs below typical U.S. levels. The tenure split is 62% owner-occupied to 38% rented. Around 56% of renters are cost-burdened.
Net-net, 12771 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 12771 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Orange County, New York and the nation. Nothing here is interpolated — where a source is thin for 12771, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12771's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 12771 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 12771’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 12771 by the numbers
12771 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Orange County ZIP codes
Nearest ZIP codes to 12771
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Orange County, New York
Keep going: ZIP, county and state distress coverage for Orange County, New York.
The complete 12771 distress and acquisition report
Open 12771 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology