ZIP 12771 Property Distress & Foreclosure Data

DLRadar grades ZIP 12771 (Orange County, New York) at a moderate 31/100 for overall property distress. Structural exposure scores 69 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 12771 posted values that rose 6.2% over the year, and 28% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 14,345 with a median age of 41. There are about 6,216 housing units across 12771. 15.3% of residents fall below the poverty threshold. Vacancy runs 8.7%. Home values center near $261,100, an affordability ratio of 3.6× — accessible. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 36/100. Median household income is $67,926, below the U.S. median near $78,000. Owners hold 62% of homes, renters 38%. Rent burden reaches 56% of tenant households.

On balance 12771 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
69/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 12771

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

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