ZIP 10973 Foreclosure, Tax-Lien & Distress Report

ZIP 10973's composite property-distress score is 28/100 - DLRadar classes that as low for Orange County, New York. Structurally it carries 60/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100). Its heaviest discrete signals: structural risk (60/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (19/100) stay muted.

The market reads peak — home values rose 2.9% year on year, and 23% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $410,600 (2.8× income, relatively affordable). Households earn a median $133,508 — above the roughly $78,000 national figure. 2,300 residents call 10973 home, typically aged 39. The poverty rate is 10.6%. Vacancy runs 7.6%. There are about 852 housing units across 10973. Owners hold 87% of homes, renters 13%. Educational attainment sits at 43% bachelor's-or-above. Rent burden reaches 45% of tenant households. DLRadar's demographic-stress index for the area reads 26/100.

Net-net, 10973 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 10973 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 10973 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Orange County, New York and the nation. Where the record is thin for 10973, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 10973 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 10973 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.