ZIP 10990 Property Distress & Foreclosure Data

Composite property distress in 10990 (Orange County, New York) lands at 31/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). On the structural side it scores 69/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 21% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 55% of renters are cost-burdened. The ZIP holds roughly 8,450 housing units. Households earn a median $123,199 — above the roughly $78,000 national figure. On demographic stress specifically, 10990 scores 29/100. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. About 50% have a four-year degree. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 7.4%. 20,370 residents call 10990 home, typically aged 47. A median home runs $501,600 here, or 3.8 times local income.

Overall, 10990 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.