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ZIP 10918 Foreclosure, Tax-Lien & Distress Report

Orange County, New York · Distress market

ZIP 10918's composite property-distress score is 29/100 - DLRadar classes that as low for Orange County, New York. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low. Structurally it carries 64/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100)).

The peak-phase market in 10918 posted values that rose 2.9% over the year, and 19% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 41% have a four-year degree. The poverty rate is 8.6%. Rent burden reaches 16% of tenant households. Home values center near $459,700, an affordability ratio of 2.9× — accessible. 11,937 residents call 10918 home, typically aged 39. Owners hold 82% of homes, renters 18%. There are about 4,529 housing units across 10918. The demographic-stress sub-score lands at 22/100. Households earn a median $147,011 — above the roughly $78,000 national figure. Vacancy runs 9.2%.

On balance 10918 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 10918's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 10918 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

10918's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 10918 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
64/100
Structural risk
6/100
Distress activity

What is driving ZIP 10918’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk91
9 further distress layers are graded for 10918

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 10918 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Orange County ZIPs near 10918

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Rules-based scoring — each signal ties to a public dataset · methodology

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