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ZIP 10950 Foreclosure, Tax-Lien & Distress Report

Orange County, New York · High Poverty market

Composite property distress in 10950 (Orange County, New York) lands at 29/100 — low on DLRadar's public-record scoring. The pressure is most legible in structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). Structural risk reads 64/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100).

The peak-phase market in 10950 posted values that rose 2.9% over the year, and 18% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 8.7%. Around 63% of renters are cost-burdened. Households earn a median $77,123 — near the roughly $78,000 national figure. About 26% have a four-year degree. The tenure split is 62% owner-occupied to 38% rented. Population is roughly 65,391 with a median age of 21. Roughly 27.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $486,800 (6.0× income). The demographic-stress sub-score lands at 47/100. There are about 18,416 housing units across 10950.

Taken together, 10950 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 10950's 29/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. 10950 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 figure for 10950 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 10950 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

29/100
Composite stress
64/100
Structural risk
6/100
Distress activity

What is driving ZIP 10950’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk91
9 further distress layers are graded for 10950

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

10950 at a glance

Current distress, phase, housing and lender-pressure figures for 10950, drawn from the same report attached to each property.

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