ZIP 12520 Property Distress & Foreclosure Data

Orange County, New York's ZIP 12520 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Structural risk reads 69/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 23% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,369 housing units across 12520. Households earn a median $150,144 — above the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. About 58% have a four-year degree. A median home runs $473,000 here, or 3.1 times local income. Rent burden reaches 12% of tenant households. Vacancy runs 8.6%. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. 3,088 residents call 12520 home, typically aged 45. On demographic stress specifically, 12520 scores 20/100.

Overall, 12520 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.