ZIP 12518 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · Distress market
Orange County, New York's ZIP 12518 registers 29/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low. The latent-versus-live split is 64/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100)).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 21% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 12518 scores 26/100. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $99,833 — above the roughly $78,000 national figure. Around 33% of renters are cost-burdened. Vacancy runs 5.4%. 70% of housing is owner-occupied. About 54% have a four-year degree. About 5,728 people live here, median age 43. The ZIP holds roughly 2,644 housing units. The typical home is worth about $432,000 (3.6× income, relatively affordable).
On balance 12518 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 12518 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 12518's 29/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. 12518 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 29/100 for 12518 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 12518 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 12518
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 12518 Stress Report snapshot
A live read on 12518: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Every distressed parcel in 12518 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology