ZIP 12518 Property Distress & Foreclosure Data

In Orange County, New York, ZIP 12518 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 69/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.2% year on year, and 21% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 26/100. The poverty rate is 6.8% — low. At $99,833, median income runs above typical U.S. levels. Around 33% of renters are cost-burdened. The vacancy rate is 5.4%. 70% of housing is owner-occupied. Around 54% of adults hold a bachelor's degree or higher. About 5,728 people live here, median age 43. The ZIP holds roughly 2,644 housing units. The typical home is worth about $432,000 (3.6× income, relatively affordable).

Net-net, 12518 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.