ZIP 12575 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · Distress market
In Orange County, New York, ZIP 12575 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 64/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100). Leading the profile are structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100).
The peak-phase market in 12575 posted values that rose 2.9% over the year, and 20% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 633 housing units across 12575. 7.6% of residents fall below the poverty threshold. Households earn a median $147,950 — above the roughly $78,000 national figure. The vacancy rate is 1.9%. The typical home is worth about $446,200 (2.8× income, relatively affordable). About 1,743 people live here, median age 44. About 26% have a four-year degree. The demographic-stress sub-score lands at 24/100. Owners hold 86% of homes, renters 14%.
On balance 12575 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 12575 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 12575's 29/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. 12575 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
12575's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12575 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 12575
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12575 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Orange County ZIPs near 12575
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Open the complete 12575 acquisition file
Every distressed parcel in 12575 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology