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ZIP 12575 Foreclosure, Tax-Lien & Distress Report

Orange County, New York · Distress market

In Orange County, New York, ZIP 12575 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 61/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100). Leading the profile are structural risk (61/100), institutional ownership (49/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (19/100).

The peak-phase market in 12575 posted values that rose 2.9% over the year, and 20% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 633 housing units across 12575. 7.6% of residents fall below the poverty threshold. Households earn a median $147,950 — above the roughly $78,000 national figure. The vacancy rate is 1.9%. The typical home is worth about $446,200 (2.8× income, relatively affordable). About 1,743 people live here, median age 44. About 26% have a four-year degree. The demographic-stress sub-score lands at 35/100. Owners hold 86% of homes, renters 14%.

On balance 12575 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 12575 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 12575's 28/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. 12575 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

12575's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12575 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
61/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 12575

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk91
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

12575 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Orange County ZIPs near 12575

Nearest ZIP codes to 12575

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Related ZIP, county and statewide reads linked to Orange County, New York.

Open the complete 12575 acquisition file

Every distressed parcel in 12575 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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