ZIP 12729 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 12729 (Orange County, New York) returns a low composite of 25/100. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (45/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (13/100) stay muted. The latent-versus-live split is 57/100 structural and 4/100 already moving. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (70/100)).
The market reads peak — home values rose 3.8% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.
10.3% of residents fall below the poverty threshold. Population is roughly 1,307 with a median age of 49. Median household income is $67,917, below the U.S. median near $78,000. The demographic-stress sub-score lands at 30/100. Vacancy runs 21.5%, above the national norm and a classic distress-and-opportunity signal. Around 27% of adults hold a bachelor's degree or higher. Around 15% of renters are cost-burdened. The ZIP holds roughly 725 housing units. A median home runs $330,100 here, or 4.4 times local income. 70% of housing is owner-occupied.
Net-net, 12729 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 12729 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 12729's 25/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 12729 reflects the current record instead of a stale or modeled snapshot.
The 25/100 figure for 12729 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 12729 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 12729’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
12729 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 12729, the same set carried on every parcel.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Orange County, New York at ZIP, county and state level.
The complete 12729 distress and acquisition report
Open 12729 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology