ZIP 12790 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 12790 in Sullivan County, New York comes in at 25, a low composite-distress reading. Leading the profile are construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Structural exposure scores 58 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (64/100)).
The peak-phase market in 12790 posted values that rose 4.9% over the year, and 38% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 34.4% — elevated. Population is roughly 4,341 with a median age of 45. Median household income is $82,772, near the U.S. median near $78,000. There are about 2,843 housing units across 12790. Rent burden reaches 21% of tenant households. About 32% have a four-year degree. The poverty rate is 8.1%. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 80% of homes, renters 20%. Home values center near $208,800, an affordability ratio of 2.5× — accessible.
Net-net, 12790 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12790 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 12790 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12790 can be compared directly against any other ZIP in Sullivan County, New York or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 12790 shows blanks, not estimates, wherever the record is sparse.
Each component behind 12790 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 12790 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 12790’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
12790 at a glance
The live 12790 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Sullivan County ZIP codes
Nearest ZIP codes to 12790
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Keep going: ZIP, county and state distress coverage for Sullivan County, New York.
See every distressed parcel in 12790
Get every distressed property in 12790 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology