ZIP 12769 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · Distress market
ZIP 12769's composite property-distress score is 25/100 - DLRadar classes that as low for Sullivan County, New York. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). Structurally it carries 58/100, against 3/100 of stress already in motion. The pressure is most legible in construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 382 with a median age of 61. The vacancy rate is 7.3%. Educational attainment sits at 15% bachelor's-or-above. There are about 147 housing units across 12769. The demographic-stress sub-score lands at 44/100. A median home runs $358,300 here. The poverty rate is 13.6%. 85% of housing is owner-occupied. Rent burden reaches 0% of tenant households.
Net-net, 12769 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 12769 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 12769 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 12769 reflects the current record instead of a stale or modeled snapshot.
The 25/100 figure for 12769 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 12769 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 12769
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12769 at a glance
The live 12769 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Sullivan County ZIP reports
Nearest ZIP codes to 12769
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Keep going: ZIP, county and state distress coverage for Sullivan County, New York.
Open the complete 12769 acquisition file
Pull every distressed parcel in 12769 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology